Monday 31 December 2012

3-AnatomicHealer Rangaraj, Healer Baskar's Guru Speech on Acharam Arokiyam Part 3 o...

2-Anatomic Healer Rangaraj, Healer Baskar's Guru Speech on Acharam Arokiyam Part 2 o...

1,AnatomicHealer Rangaraj,Healer Baskar's Guru Speech on Acharam Arokiyam Part 1 o.

Sunday 30 December 2012

Top 10-Boost your Personolity.



They say a picture is worth a thousand words; now picture yourself, approaching a woman or a prospective client, walking into a board meeting or a party. How do you look? What message do you communicate the moment you walk into a room? What are your eyes, hands and shoulders saying? What information can people gather about you before you ever say a word? Never thought about it? You should. And you can start by perusing our top 10 tips to show confidence with body language.

People read your body language, often via instinct and without thinking. It’s because our poses and postures are a great source of information. They reflect our mood and our confidence level. We stand and walk a certain way when we’re confident and another way when we’re nervous. In a glance, most people can discern if we’re apprehensive or outgoing, relaxed or aggressive. With a little practice, we can learn the tips to show confidence through body language so that we always appear confident, capable and ready. Top 10 Ways to Show Confidence With Body Language,

CARE-rating company.

Buy CARE the newly listed rating company at today(monday) for two years long. 100% profit may be expected.

wipro demerger plan options.


Shareholders of Wipro have given their nod for the company’s demerger plan.

In a statement published on the company’s Web site, Wipro said, “We write to inform the stock exchanges that the shareholders at the court convened meeting held on December 28 have approved the scheme of arrangement between Wipro Ltd, Azim Premji Custodial Services Private Ltd and Wipro Trademarks Holding Ltd.”

Earlier this month, the Karnataka High Court had issued a directive to Wipro Ltd to get a go-ahead from shareholders to transfer its non-core businesses to Azim Premji Custodial Services.

During the second quarter results in November, Wipro had announced its intentions to hive off its non-IT businesses into a separate unlisted company so that it could focus on information technology business.

About 393 shareholders were present at the extraordinary general meeting, including 18 from promoters and promoter groups, according to a Wipro statement.

The new company, Wipro Enterprises, will include Wipro Consumer Care & Lighting, including the furniture business, Wipro Infrastructure Engineering and the medical diagnostic product and services business, which is its joint venture with GE.

Wipro promoter Azim Premji will remain the Executive Chairman of Wipro and will be the non-executive Chairman in the new entity.

THREE OPTIONS

According to the demerger plan, Wipro shareholders have three options. They can receive one equity share with face value of Rs 10 in Wipro Enterprises for every five equity shares of Rs 2 each in Wipro that they hold; or receive one 7 per cent redeemable preference share in Wipro Enterprises with face value of Rs 50 for every five equity shares of Wipro that they hold; or exchange the equity shares of Wipro Enterprises and receive as consideration equity shares of Wipro held by the promoter. The exchange ratio will be one equity share in Wipro for every 1.65 equity shares in Wipro Enterprises.

Wipro founder and promoter Azim Premji along with his promoter group companies hold 78.31 per cent in the company as of September, according to BSE data.

According to SEBI mandates, Wipro promoter Azim Premji has to reduce promoter stake in the company to 75 per cent by June 2013.

Details on whether the demerged entity will be listed were unavailable as a Wipro spokesperson did not respond to calls.
Key words:wipro,demerger plan options.

Courier locker!



E-commerce outfits are dispatching more. But courier firms face a problem: Delivering the consignments as most often homes are locked. Many of these courier firms such as DTDC and Blue Dart are looking at locker services.

To be located in different locations in a city, people can collect their parcels from these locker complexes. This concept is popular in the US and some European markets.

DHL has launched electronic locker services in some developed markets where people can use an electronic code to retrieve thier shipment.

Increasing online shopping activity has made e-commerce one of the fastest growing segments for courier firms. But more families are going nuclear with both partners working. Repeat trips raise the cost of delivery.

DTDC, the Rs 419-crore firm, may start a locker service in a year or so. Abhishek Chakraborty, Executive Director, DTDC, told Business Line that the company is evaluating an option.

“With 6,000 outlets in the country, we are in an advantageous position to let customers have an option to come and pick up their parcels from our franchisees. We would like to start such a service towards end of 2013 or beginning of 2014,” Chakraborty said.

Blue Dart, the Rs 1,500-crore firm in which DHL has a 75 per cent stake, has weighed such an option and feels it is just a matter of time before such services start in India.

Blue Dart, whose parent company DHL has automated drop boxes globally, has implemented a concept on such lines for its smaller business customers through vehicles.

“We do have a service for small customers through vehicles. The vehicles go and park in an area and small and medium enterprise customers can pick and drop cargo,” said Blue Dart’s Managing Director Anil Khanna. Khanna, who has evaluated the concept of automated boxes in India, said there are complexities such as land ownership and potential misuse of the boxes. Yet, he thinks it is only a matter of time before these services are launched.

Meanwhile, to get over the problem of locked homes, other steps that courier firms are implementing include sending a text alert or making an advance phone call.
Key word:courior locker;


Saturday 29 December 2012

10 Essentials for a Healthy life+.



10 of the most useful products that are worth incorporating into the diet as often as possible — Created by the very nature of a miracle foods contain whole biologically active complexes of nutrients needed to maintain and restore our health. Of course, the list of such products can be extended to include many kinds of grains, vegetables, fruits and berries.

Friday 28 December 2012

Hanuman Jayanti.


It will be celebrated on 25 April in 2013.


Hanuman Jayanti - To mark the birth of Lord Hanuman, Hanuman Jayanti is celebrated all over India in the month of Chaitra in Hindu calendar. The great Hanuman is known for its great strength, power and his immortal devotion towards Lord Rama. He is considered to be a greatest follower of Lord Rama and played a crucial role in his life. He is also known as Sankat Mochan who people remember in both good and bad times. He is considered to be as one of the most powerful Hindu gods in India.
click link below for more:-
Different Names of Hanuman

NameMeaning
AnjaneyaSon of Anjana
AnjanagarbhasambhootaBorn of Anjani
AshokavanikachhetreDestroyer of Ashoka Orchard
AkshahantreSlayer of Aksha
BalarkaSadrushanana Like the Rising Sun
BheemasenasahayakruteHelper of Bheema
BatnasiddhikaraGranter of Strength
BhakthavatsalaProtector of Devotees
BajrangbaliWith strength of daamod
BhavishyaChaturanana Aware of Future Happenings
ChanchaladwalaGlittering Tail Suspended Above The Head.
ChiranjeeviniImmortal
ChaturbahaveFour-Armed
DashabahaveTen-Armed
DantaPeaceful
DheeraCourageous
DeenabandhaveDefender of the Oppressed
DaithyakulantakaDestroyer of Demons
DaityakaryaVidhyataka Destroyer of All Demons' Activities
DhruddavrataDetermined Meditator
DashagreevakulantakaSlayer of the Ten-Headed Ravana Race
GandharvavidyaTatvangna Exponent in the Art of Celestials
GandhamadhanaShailastha Resident of Gandhamadhana
HanumantaOne with Puffy Cheeks
IndrajitPrahitamoghabrahmastra Vinivaraka Remover of the Effect of Indrajit's Brahmastra
JambavatpreetiVardhana Winner of Jambavan's Love
JaiKapeeshHailing Monkey
KapeeshwaraLord of Monkeys
KabalikrutaOne who swallowed the Sun
KapisenanayakaHead of the Monkey Army
KumarabrahmacharineYouthful Bachelor
KesarinandanSon of Kesari
KesarisutaSon of Kesari
KalanemiPramathana Slayer of Kalanemi
HarimarkatamarkataLord of the Monkeys
KaragrahavimoktreOne who Frees from Imprisonment
KalanabhaOrganizer of Time
KanchanabhaGolden-Hued Body
KamaroopineAltering Form at Will
LankineebhanjanaSlayer of Lankini
LakshmanapranadatreReviver of Lakshmana's Life
LankapuravidahakaThe One Who Burnt Lanka
LokapujyaWorshipped by the Universe
MarutiSon of Marut (wind god)
MahadhyutaMost Radiant
MahakayaOne with colossal body
ManojavayaSwiftness like Wind
MahatmaneSupreme Being
MahaviraMost Courageous
MarutatmajaAdored Like Gems
MahabalaParakrama Of Great Strength
MahatejaseMost Radiant
MaharavanamardanaSlayer of the Famous Ravana
MahatapaseGreat Meditator
NavavyakrutiPandita Skilful Scholar
ParthadhwajagrasamvasineHaving Principal Place on Arjuna's Flag
PragnyaScholar
PrasannatmaneCheerful
PratapavateKnown for Valour
ParavidhyapariharaDestroyer of Enemies Wisdom
ParashauryaVinashana Destroyer of Enemy's Valour
ParijataTarumoolastha Dweller under the Parijata Tree
PrabhavePopular Lord
ParamantraNirakartre Acceptor of Rama's Mantra Only
PingalakshaPink-Eyed
PavanputraSon of Wind god
PanchavaktraFive-Faced
ParayantraPrabhedaka Destroyer of Enemies' Missions
RamasugreevaSandhatre Mediator between Rama and Sugreeva
RamakathalolayaCrazy of listening Rama's Story
RatnakundalaDeeptimate Wearing Gem-Studded Earrings
RudraveeryaSamudbhava Born of Shiva
RamachudamanipradaDeliverer of Rama's Ring
RamabhaktaDevoted to Rama
RamadhutaAmbassador of Rama
RakshovidhwansakarakaSlayer of Demons
SankatamochananReliever of sorrows
SitadeviMudrapradayaka Deliverer of the Ring of Sita
SarvamayavibhanjanaDestroyer of All Illusions
SarvabandhaVimoktre Detacher of all Relationship
SarvagrahaNivashinay Killer of all Evil Effects of Planets
SarvaduhkhaharaReliever of all Agonies
SarvalolkacharineWanderer of all Places
SarvamantraSwaroopavate Possessor of all Hymns
SarvatantraSawaroopine Shape of all Hymns
SarvayantratmakaDweller in all Yantras
SarvarogaharaReliever of all Ailments
SarvavidhyasampathPradayaka Granter of Knowledge and Wisdom
ShrunkalabandhamochakaReliever from a Chain of Distresses
SitashokaNivarana Destroyer of Sita's Sorrow
ShrimateHonored
SimhikapranaBhanjana Slayer of Simhika
SugreevaSachiva Minister of Sugreeva
ShooraGallant
SurarchitaWorshipped by Celestials
SphatikabhaSpotless, Crystal-Clear
SanjeevananagahatreCarrier of Sanjeevi Mount
ShuchayePure, Chaste
ShantaVery Composed and Calm
ShatakanttamadapahateDestroyer of Shatakantta's Arrogance
SitanveshanaPandita Skilful in finding Sita's Whereabouts
SharapanjarabhedakaDestroyer of the Nest made of Arrows
SitaramapadasevaAlways engaged in Rama's Service
SagarotharakaLeapt Across the Ocean
TatvagyanapradaGranter of Wisdom
VanaraMonkey
VibheeshanapriyakaraBeloved of Vibheeshana
VajrakayaHard Like Metal
VardhimainakapujitaWorshipped by Mynaka
VagmineSpokesman
VijitendriyaController of the Senses
VajranakhaStrong-Nailed
VagadheekshaLord of Spokesmen
YogineYogi (Saint)


      



Thursday 27 December 2012

Karur Vysya Bank open to acquisition, if it’s a right fit


Old generation lender Karur Vysya Bank (KVB) is open to acquiring a bank if an opportunity comes its way, said a top bank official.

K. Venkataraman, MD & CEO, KVB, gave this reply to a specific question on whether his bank would throw its hat into the ring to acquire one of the two distressed South-based old generation private sector banks (one headquartered in Tamil Nadu and the other in Kerala).

He, however, said the 96-year old Karur (Tamil Nadu) headquartered bank is not actively pursuing an acquisition at this point in time.

NOT A TARGET

On the possibility of KVB becoming an acquisition target once the Reserve Bank of India issues licenses for setting up new private sector banks, Venkataraman said: “We don’t want to be an acquisition target… Moreover, beyond 5 per cent shareholding Reserve Bank of India's permission is required… The RBI does not encourage unfriendly acquisitions.” The KVB chief said his bank is eyeing a business size (deposits plus advances) of Rs 1.25 lakh crore by 2016. Its current business size is Rs 61,000 crore (deposits Rs 35,000 crore and loans Rs 26,000 crore).

Pointing out that the bank is handholding corporate clients which are facing tough times, Venkataraman explained that if the umbrella is taken away when the client needs it the most, it will only end up hurting the bank.

“We will not hesitate in restructuring a loan account,” he added. About 2.7 per cent of the bank’s total loans have been restructured so far.

CAPITAL ADEQUACY

KVB has turned cautious in lending to corporates because of asset quality concerns.

This is reflected in the fact that year-on-year credit growth has slowed to 25 per cent in the current financial year so far against 34 per cent in the year-ago period.

“We will not grow our loan book blindly….There will be no compromise just for the sake of numbers. The safety of depositors’ money is of paramount importance,” said Venkataraman.

If it grows its loan book at an annual rate of 25 per cent, maintains the quantum of yearly capital plough-back and dividend payout, then the bank, which currently has a capital adequacy ratio of 14 per cent, will not need capital infusion till FY2014-15.

KVB stock hit a new high of Rs 555.70 per share on the BSE and NSE .
Keywords: Karur Vysya Bank, capital adequacy, credit growth, NPAs, stock movement.

Monday 24 December 2012

Kamal Haasan’s Vishwaroopam’s Telugu and Hindi versions -released in DTH service.



Kamal Haasan’s Vishwaroopam’s Telugu and Hindi versions ( Vishwaroop) too are going to be premiered on the direct-to-home platform. Earlier it was decided to premiere only the movie's Tamil version.

According to industry sources, while the charge for Tamil version is Rs 1,000, for other languages it has been fixed at Rs 500.

In addition to the four DTH players — Airtel, Dish, Videocon and Reliance Digital – industry sources say Kamal Haasan has signed with Sun Direct too. Sun Direct, part of the Sun TV group, has close to 60 per cent of the total DTH connections in the State. According to industry estimates, there are over 4.5 million DTH homes in the State.

Tata Sky too is pretty much interested in taking the film on board. “We are in talks, and will surely bag the rights,” Harit Nagpal, Managing Director of Tata Sky told Business Line. If this works out, the initiative, the first of its kind in India will enable all DTH homes in the State to watch the movie. If we count in its Telugu and Hindi versions, and the resultant expanded reach, the number could be many times higher than this.

The Tamil Nadu Theatre Owners Federation and Distributors Association is protesting this initiative saying it will affect theatre revenues. Commenting on this development, Abirami Ramanathan, President of the Tamil Nadu Theatre Owners Federation, told Business Line that the two bodies will meet in Coimbatore on December 26 to discuss these developments, which will followed by another meeting in Chennai on December 28 to take a final call on this.

Airtel Digital has announced that it has started accepting bookings for the movie in all the three languages. Nationally, it has 7.5 million subscribers. To book the movie, Airtel DTH subscribers can SMS VISHWA from their Registered Telephone Number to 54325 and an Airtel DTH customer care representative will call back to complete the advance booking formalities.

It has also been announced that the DTH player will accept bookings for the Tamil version for a charge of Rs 1,200, and the Telugu and Hindi versions for Rs 500.  However, pre-bookings of the Tamil version will be available until January 8, for a charge of Rs 1,000.

So, as its stands now, the movie would release in theatres on January 11, 2013, it will be premiered on DTH’s Pay Per View at 9:30 p.m. on January 10 in Tamil, Telugu and Hindi.

Omega Healthcare.



Healthcare services firm Omega Healthcare is on an expansion mode.

The company has centres in Chennai and Bangalore, employing over 4,000 people. It also has a sales office in Florida, US.

Omega is now setting up another centre in Tiruchi, besides looking at centres in Bangalore and the Philippines.

Omega Healthcare is an offshore provider of medical coding, billing and insurance claims processing services to physicians and hospitals in the US.

This is how it works: Doctors and hospitals send bills and documents related to the treatment to Omega (through intermediaries). Omega then codes the paperwork to generate a claim to insurance companies. The company also follows up on payments from insurance companies and dues from patients, if any.

Its Tiruchi facility will start operations in January. Apart from being cost effective, Tiruchi has good talent and access to educational institutions, said Gopi Natarajan, CEO.

But with power being an issue in Tamil Nadu, Omega is looking at another centre in Bangalore.

Between Chennai, Tiruchi and Bangalore, Omega hopes to add 3,000 jobs next year.

Omega is also considering setting up a centre in Philippines for voice-based work “as the accent and culture is akin to that in America. Since this voice involves making calls to patients to settle any dues to hospitals, it must be done with tact and sensitivity,” said Natarajan.

It is bullish about the US healthcare reforms, which has given a push to healthcare spending in the country.

Omega Healthcare was set up in 2003 with an investment of $3 million. Later, Manipal Enterprises and a based company came on board as financial partners, before their stake was bought out by the founders of Omega in 2006. Omega then brought in American firm HealthEdge which funded close to $12 million. Enam Securities is also a minority stakeholder in the firm. HealthEdge has been with Omega since 2006 and is looking to exit. “We will go to market next year again,” says Natarajan.

Nehru’s Message to the Nation on the Independence Day.

Jawaharlal Nehru.

 The first Prime Minister of independent India, was a man, who could influence the masses with his oration. He was an immensely learned man and could feel the pulse of the masses. Nehru's Message to the Nation on the Independence Day was delivered on the brink of midnight of the 14th of August, 1947.

Reimbursement of tuition, special fees raised.


HINDU,CHENNAI, December 24, 2012
Reimbursement of tuition, special fees raised

SPECIAL CORRESPONDENT
SHARE  ·   PRINT   ·   T+
To benefit students of BC, MBC and denotified communities
Chief Minister Jayalalithaa has announced a hike in the reimbursement of tuition fees and special fees under the higher education assistance scheme to help students of backward classes, most backward classes and denotified communities studying in government and government aided schools.

The government has also directed reimbursement of entire fees for those enrolled for professional courses in government colleges under the government quota through the single window system.

The directive, benefitting 74,181 students, would cost the exchequer Rs.16.54 crore.

An official release issued on Sunday said the government was reimbursing special fees, tuition fees and book fees at a fixed rate under the higher education assistance scheme, besides examination fees in full.

The reimbursement under the education assistance scheme was announced in 1980 and thereafter there was no upward revision, even though educational institutions had increased their fees. The Chief Minister issued fresh orders to avoid school drop outs.

The release also said in future, the departments, under which the colleges concerned fell, would bear any upward revision in fee without waiting for the government orders.

For improving the performance of students in public examinations, the Chief Minister directed issue of special guides to students free of cost in eight backward districts – Perambalur, Sivaganga, Tiruvannamalai, Villupuram, Dharmapuri, Krishnagiri and Cuddalore. The new directive would cost the exchequer Rs.2.47 crore and would benefit over 2.21 lakh students.

Currently, special guides were provided to students studying in 10th and 12th standards in Kallar Reclamation Schools in Madurai, Dindigul and Theni districts, the release said.


Directive will cost the exchequer Rs.16.54 crore

Special guides to be given to students free of cost in eight backward districts

MORE IN: TAMIL NADU | NATIONAL

Sunday 16 December 2012


Education loan scheme a top priority for UPA: Chidambaram-Business line

Education loans are one of the highest priorities of the UPA government, which is committed to making it an even greater success, Finance Minister P. Chidambaram has said. The Government is also confident of achieving the target of allocating 15 per cent of all bank loans to minorities, Chidambaram told Lok Sabha during question hour. Chidambaram reeled out statistics to show how education loans have been a success. In a span of three years, the banking system’s education loan portfolio has grown to Rs 52,480 crore. As many as 24.62 lakh accounts have been opened so far towards education loans. On loans to minorities, Chidambaram said that banks have already achieved a level of 14.8 percent and that it should be easy to achieve the 15 per cent target.

Monday 10 December 2012

Home Treatment for Numbness in Fingers.


Numbness happens often that people complain of a tingling sensation or numbness in different parts of the body. Although any part of the body can be affected, numbness usually occurs in the hands, thumbs, arms, feet, fingers and toes. In fact, numbness in fingers and fingertips is quite common. This condition is also called sensory loss or paresthesias.

Friday 7 December 2012

Solar Water Heaters-CasCade


                                          Solar Water Heaters:Cascade.
 
Cascade is one of pioneers and one of the largest manufacturers of Solar Water Heater in India, Cascade has been the front runner in this industry having changed the way a solar water heater looks today. Next time you see a “stainless steel” solar water heater, think of us – yes! it's an invention from Cascade.

Cascade with an expertise of more than 3 decades, specializes in fluid heating of any a source. Product ranging from 3 Ltrs Instant to 3000 Ltrs in electrical storage water heaters and from 1Kw load to 120 KW Hi-Pressure Multi Utility Calorifier and 100 LPD to any capacity in solar water heaters, Cascade
specialises in all types of heating applications and are approved manufacturer for both FPC and ETC based solar collectors.
Key word:  Cascade solar water Heater.
Link Details:http://www.visitcascade.com/solar_waterheater.html

Tuesday 4 December 2012

PC Jeweller-IPO


PC Jeweller Ltd has launched its initial public offering worth about Rs 600 crore at a price band of Rs 125-135 a share. The IPO will open on December 10, and will close on December 12, for all bidders.

DISCOUNT TO RETAIL INVESTORS

The company is offering a discount of Rs 5 to retail individuals.

The Delhi-based jeweller has offered close to 4.5 crore shares and plans to raise anywhere between Rs 564 crore (at the lower end of the price band) and Rs 609 crore (at the upper end of the price band).

The company proposes to utilise the IPO funds for its expansion plans and towards working capital requirements.

Through this IPO, the company plans to dilute about 25 per cent of its stake. Of the 4.5 crore shares on offer, about 3.5 lakh shares have been reserved for eligible employees. Bids to be made are for a minimum of 90 equity shares and in multiples of 90 equity shares thereafter.

The issue is proposed to be listed on the BSE and the NSE.

The book running lead managers to the issue are SBI Capital Markets and Kotak Mahindra Capital Company and the co—book running lead manager is IDBI Capital Market Services.
Keywords: PC Jeweller, PC Jeweller IPO, PC Jeweller initial public offer, 

CARE-IPO-RATING AGENCY



The Credit Analysis and Research Ltd has fixed the price band of its initial public offering at Rs 700-750 a share. The rating agency firm will raise Rs 503 crore at the lower end of the price band and Rs 539 crore at the upper band.
None of the proceeds of the offer will be utilised by CARE, all the proceeds will go to the selling shareholders.
CARE’s major shareholders include IDBI Bank (26 per cent), Canara Bank (23 per cent) and SBI (9 per cent).
The issue opens on December 7 and closes on December 11.
The public offer consists of 71.99 lakh shares (of face value Rs 10) through an offer-for-sale by selling shareholders. There will be no fresh issue of shares.
The offer will constitute 25.22 per cent of the post-offer paid-up equity share capital of the company. The ratings agency said that it may look at making acquisitions in the research sector. It plans to grow its product portfolio and focus on operational efficiency. About 86 per cent of CARE’s total unconsolidated income comes from its core ratings business.
The Securities and Exchange Board of India has exempted CARE Ratings from the grading process as it would result in a rival rating agency accessing its books.
Kotak Mahindra Capital Company, DSP Merrill Lynch, Edelweiss Financial Services, ICICI Securities, IDBI Capital Market Services, and SBI Capital Markets are the book running lead managers to the issue

Saturday 1 December 2012

Carrers in Tamil Nadu Mercantile Bank

For detailed advertisement-regarding careers in Tamil Nadu Mercantile Bank log in below:-

http://career.tmb.in/

Tuesday 27 November 2012

L&T Build-India Scholarship


M.Tech - Construction Technology & Management at IIT ( Delhi , Madras)
 - L&T Build-India Scholarship - M.Tech - Construction Technology & Management at IIT (Delhi, Madras)

ECC - the Construction Division of Larsen and Toubro - will sponsor fresh, deserving engineering graduates interested in pursuing M.Tech in Construction Technology in IIT (Delhi, Madras). The scholarships signify ECC's keenness to enhance industry-academia interface The 24-month course will begin in July 2011.

Qualifications: First-class graduates with minimum aggregate average of 65% marks in Civil / Mechanical / Electrical Engineering who will pass out in 2013 from a recognized Indian University/Institute.

Age: Not more than 23 years as on 01-07-2013.

Minimum Height: 160 cm.

Minimum Weight: 50 kg.

Vision: If wearing glasses, power should be less than ± 5.0 diopters




Selection Process: Involves written tests / interview conducted by IIT (Delhi/Madras) in coordination with L&T ECC. Final selection will be subject to medical fitness.

Scholarship: For the 24-month course, L&T will pay candidates a stipend of Rs.9000/- per month and also pay sponsorships to IITs.

Absorption: Those who sucessfully complete the course will be considered for absorption in regular employment in accordance with the terms and conditions of the company. Total emoluments on absorption at current rates exceed Rs.4,00,000 per annum on cost-to-company basis. The company offers excellent career prospects.

Undertaking: Before the course, candidates selected will have to execute an undertaking for a value of Rs.3,00,000 to complete the course and subsequently, if selected for employment, to serve the company for a minimum period of 5 years.

How to Apply: Eligible candidates may apply online in the application format for Build-India Scholarship on the 'Career' page of our website www.lntecc.com within 10 days with a recent photo giving accurate and complete details, viz. full name, mailing address, date of birth, height / weight, examinations passed, year of passing, discipline (Civil / Mechanical / Electrical), aggregate percentage of marks (taking into account all completed semesters, including I & II semesters), college, university, location of University (State / Union territory), special merit awards and extra-curricular activities (if any). If applying by post, quote Ref. No. 999/STL/XXX on application and envelope and send to The Manager - HR, Divisional Corporate, L&T ECC Division, Mount Poonamallee Road, Manapakkam, RB.No.979, Chennai 600 089

For more details please visit : www.lntecc.com 

Karthigai Deepam.


The idea behind this festival is to keep away bad things from life and welcome the good and holy things of life.


Lamps lit with oil are a symbol of holiness in Indian culture. Karthigai Deepam is no exception. Beautifully lit lamps are found all around the home to bring in happiness to the home. This festival occurs when the moon is seen fully in the sky. Karthigai Deepam is celebrated during Purnima

Monday 26 November 2012

Green power-solar.


SOLAR POWERS IN INDIA;
Solar Power plants convert the sun’s energy into solar electricity. The sun is the largest source of energy in the form of heat and light energy. Solar Power has a huge potential to make a major impact on the electricity requirement in homes and industries. That the sun supplies as much energy onto the earth in a single day that equals the annual energy requirement is enough to judge the amount of solar energy that goes untapped.

Solar Power Systems:

Solar Power can be used to supply electricity to homes, commercial settings and RVs. There are various types of Solar Power systems. In an RV, it would be ideal to use a stand-alone solar energy system. This type of system has lesser number of solar panels and batteries, making them economical. The function of the batteries is to collect solar energy during daytime. The system has an inverter that transforms the DC current into AC current that can be used by the appliances.
With all these different types of Solar Power systems, you can choose the one that is ideal for your requirement.
Solar Power Home:
Solar Power systems used in homes generally are based on heating air or liquid in residential solar panels. Liquid based solar energy home systems heat an antifreeze solution or water inside a hydronic collector. Air based Solar Power systems heat up air inside an air collector. Sunlight is collected by the system and heat is transferred direct to the building or storage system.
     When the Solar Power system doesn’t provide the necessary heating, a back up system is also installed in order to provide the extra heating. Usually, where the energy is required for storage-based systems, liquid solar energy systems are used. Such systems are ideal for boilers, absorption coolers and heat pumps, and radiant heating systems. While both the air and fluid systems can be used for enhancing forced air systems.
Solar Power Cost:
The cost of power generated from coal and natural gas can range from Rs. 2 to 3 per KWh. The cost of wind power falls between Rs. 3 and 3.2 per KWh. However, as of 2009, the cost of Solar Power from photovoltaic cells and solar thermal falls between Rs. 10 and Rs 15 per KWh.
Solar Power Lights:
There are many types of Solar Power lights that can be used to illuminate your home and surrounding and at the same time saving the natural resources. These lighting systems will not only save electricity but also cause less pollution, emitting less amount of heat when compared to conventional lighting sources like bulbs. Solar lantern lights are extensively used for indoor lighting. All the solar lighting devices used for indoor lighting need to be charged when sunlight is available and used during nighttime.
Advantages Of Solar Power:
Solar Power is becoming increasingly practical every day. From being an expensive source of electricity, solar energy has turned into an economical power source in the long-run. In addition to these savings, you are also going to save the monthly electrical bills as there are no recurrent bills to be paid.
   The amount of electricity generated from solar energy depends upon the available sunlight. However, with new advances in technology it is possible to generate sufficient amount of electricity even in cloudy conditions.
    The biggest advantage of using Solar Power is that it is an inexhaustible source of energy. Once you have installed the system, you don’t have to worry that you would ever be without electricity because the sun is always going to be there. However, at times the amount of electricity generated may be lesser and you would have to depend upon the utility grid. But, there are going to be times when you would be able to sell the excess electricity.

The next advantage of using solar energy is that it doesn’t emit any pollution into the environment. Solar panels don’t release any emissions into the atmosphere while generating electricity. This is not something that can be expected from electricity generated from thermal sources and hydroelectric source. Additionally, there are efforts on way to recycle solar panels.

Solar Power is flexible in its setup. When you want to power your entire home, a large number of solar panels can be mounted on the roof, and when you require solar energy to power the garden lights or something that requires less electricity, a smaller number of solar panels are required. Installing Solar Power systems can be time saving because it doesn’t require running long wiring.

Solar Power can also be used for running a wide range of devices. It is suitable for running homes, industries and even for powering satellite. Even, solar powered cars have been developed, and efforts are on way to make these vehicles more economical. solar energy technology is also developing at a fast rate, making it more practical and economical.
    Nowadays, even government is offering subsidy and tax exemptions to those who install Solar Power in their home. This makes it possible for homeowners to install these systems at affordable prices. In the most remote locations, solar energy is the ideal source of electricity. In fact, it is more economical to install solar panels in such areas than running power lines.
Main advantage:
A big advantage of solar energy systems is that a properly installed system doesn’t require much maintenance. When compared to other power sources, this is a big advantage because you cannot bear the heavy cost of power system maintenance.It is best for day time uses rather than in storing in batteries for night use.
Disadvantages of Solar Power:
There is one disadvantage to Solar Power systems regarding reliability and consistency. A regular supply of sunlight is essential to keep generating electricity. Although, once the sun goes down, the solar energy level drops very fast. This makes it important to have a power storage device in the form of batteries so that you can have uninterrupted supply of electricity. If there are no batteries, there is going to be no electricity without sunlight.

The majority of disadvantages about Solar Power are more economical in nature. Even after lots of technological development, the solar panels used to produce electricity are quite expensive. A single solar panel can generate only a small amount of power. This means a large number of solar panels are required to generate enough amount of electricity to power houses and industries.

It is also required that the panels are angled properly through the day in order to align with the direct sunlight. Hence, it is essential to implement a mechanical adjustment system so as to turn the panels according to the angle of sunlight.
Future of Solar Power:
Even though some critics argue that the future of Solar Power is based upon its reduction in cost, it is imminent that coal and fossil fuels are soon going to get depleted. Some utilities have reported that they cannot increase their rates in order to supply Solar Power to their customers as their customers stick to them due to the availability of low-cost electricity. But, solar energy beats these traditional sources of power when it comes to consideration for the planet and sustainability of the environment.

As per some experts grid parity, which is the point when solar energy is going to cost equivalent to traditional electricity, is going to take a decade more in some areas, and less in other areas. But, one thing is for certain that Solar Power is going to be the mainstay for electricity and other power requirements in a few years from now.
Key word:Solar power

Wednesday 14 November 2012

All that glitters are not gold.


“All that glitters are not gold;
Often have you heard that told:
Many a man his life has sold
But my outside to behold:
Gilded tombs do worms enfold
Had you been as wise as bold,
Your in limbs, in judgment old,
Your answer had not been in'scroll'd
Fare you well: your suit is cold.' Cold, indeed, and labour lost: Then, farewell, heat and welcome, frost!”
Key word: William Shakespeare QuotesThe Merchant of Venice.




Once a stag was drinking water in a pool. He saw the reflection of his horns in the water. He felt proud. When he saw the reflection of his legs, he felt ashamed. Just then, he heard the barking of a hunter's dogs.


He ran away as fast as he could. His thin legs helped him to escape. He realized that his ugly-looking legs were his real friends.

Soon his beautiful horns proved an enemy to him. They got entangled in a bush. He tried his best to release himself. But he could not succeed. The dogs reached there. They killed him.

Key word:All that glitters is not gold.

Soon his beautiful horns proved an enemy to him. They got entangled in a bush. He tried his best to release himself. But he could not succeed. The dogs reached there. They killed him.



Once a stag was drinking water in a pool. He saw the reflection of his horns in the water. He felt proud. When he saw the reflection of his legs, he felt ashamed. Just then, he heard the barking of a hunter's dogs.

Once a stag was drinking water in a pool. He saw the reflection of his horns in the water. He felt proud. When he saw the reflection of his legs, he felt ashamed. Just then, he heard the barking of a hunter's dogs.

He ran away as fast as he could. His thin legs helped him to escape. He realized that his ugly-looking legs were his real friends.

Soon his beautiful horns proved an enemy to him. They got entangled in a bush. He tried his best to release himself. But he could not succeed. The dogs reached there. They killed him.

He ran away as fast as he could. His thin legs helped him to escape. He realized that his ugly-looking legs were his real friends.

Once a stag

He ran away as fast as he could. His thin legs helped him to escape. He realized that his ugly-looking legs were his real friends.

Soon his beautiful horns proved an enemy to him. They got entangled in a bush. He tried his best to release himself. But he could not succeed. The dogs reached
Soon his beautiful horns proved an enemy to him. They got entangled in a bush. He tried his best to release himself. But he could not succeed. The dogs reached there. They killed him.

Soon his beautiful horns proved an enemy to him. They got entangled in a bush. He tried his best to release himself. But he could not succeed. The dogs reached there. They killed him.

Tuesday 13 November 2012

Thiruvannamalai Girivalam.


Arunachaleswarar temple has six prakarams around the temple. Every full moon day of the month Girivalam is undertaken by the pilgrims. Lakhs of devotees participate every month in this healthy ritual. This word Girivalam is the origin of the tamil word giri meaning hill and valam means coming around. Hence coming around the hill is called as Girivalam in Tamil.

To come one full round (Girivalam) the road round the hill, it is around 14 kilometres. And people both young and old religiously go round on the full moon day. It is said to bring in abundant peace or calmness for the mental well being and also refreshing for the physical fitness.

This abode of Arunachaleswarar, the Annamalai hills at Tiruvannamalai has varied interpretations over the years. It is believed this hills took different forms at different period of time and age. During the Kirthayugam it was in the form of fire. The next Threthayugam it took the form of emerald, known as manikkam in Tamil. In the course of Dweparayugam it existed in the form of gold. Now in Kaliyuagam it has taken the state of rocky hill.


At Arunachaleswarar temple there are eight lingams known as Ashtalingam. They are positioned at different locations and facing various directions. Each lingam signifying different directions of the earth. These lingams are named as Indralingam, Agnilingam, Yamalingam, Niruthilingam, Varunalingam, Vayulingam, Kuberalingam and Esanyalingam.

Each lingam addresses different aspects of man’s life and they bless the devotees with different types of benefits. It is believed to be installed by various gods. Also these lingams have a dominant navagraha and praying to each lingam brings forth various benefits that is being bestowed by that navagraha on the devotees who prays to that particular lingam to achieve the desired results.

The first lingam on the Girivalam is the Indra lingam and this lingam has east as its cardinal direction. It is said to be installed by lord Indran the celestial king. The dominant navagraha of this lingam are the sun and sukiran. Worshipping this lingam blesses the devotees with long life coupled with prosperity in abundance.

The second lingam on the Girivalam is the Agni lingam. This faces the south east direction. The uniqueness of this lingam is that it is the only lingam that is placed on the right side of the path on which one goes Girivalam on the full moon night every month. Praying to this lingam helps one to keep away sickness and to maintain good health. The dominant navagraha of this lingam is Chandran. It also helps the ardent devotees to counter the problems that they come across in the life’s journey. This lingam is located near the lotus tank.

The third lingam on the Girivalam is the Yama lingam. This lingam signifies the south direction. It is said to be installed by the god of death Yama. The dominant graham of this lingam is Sevvai. It has a holy tank known as Simma theertham. Worshipping this Yama lingam relieves the devotees of their financial constraints.

The fourth lingam on the Girivalam is the Niruthi lingam. The cardinal direction is South East. The dominant graham of this lingam is the Ragu. This was installed by the king of the giants. This lingam also has a holy tank called as Sani theertha. Devotees worshipping this Niruthi lingam are freed of their problems.

The fifth lingam on the Girivalam is the Varuna lingam. This lingam signifies the west direction. This lingam is installed by the Varuna god who is the creator of rain on this earth. The dominant graham of this lingam is the Sani. There is a holy tank named as Varuna theertham. Devotees worshipping this lingam are protected from all critical illness. This Varunalingam also takes care to elevate their social development.

The sixth lingam on the Girivalam is the Vayu lingam. This lingam is placed facing the north west direction. Vayu lingam is installed by the god of air himself known as Vayu baghavan. The graham that is dominant is the Kedhu. Offering prayers to this Vayu lingam gives strength to fight all heart ailments, stomach problems, lung problems and general illness.

The seventh lingam on the Girivalam is the Kuperalingam. This faces the northern direction. The dominant graham is the Guru. And the Kuperan or the god of wealth has installed this lingam. Offering prayers to this lingam regularly helps the devotees to achieve prosperity.

The last lingam on the Girivalam is the Esanya lingam. And this lingam faces the north east direction. The god that installed this lingam is the Esanyan. The graham that dominates this lingam is the Budhan. Praying to this lingam gives peace of mind to devotees and develops a positive attitude in them to achieve success in all their pursuits.
Daily Poojas At Temple:
5.30AM Ushathkalam
08.00 AM Kaalasanthi
10.00 AM Uchikkalam
06.00 PM Sayarakshai
08.00 PM IrandamKalam
09.30 PM Artha Jamam

Friday 9 November 2012

The green automatic public Toilet


Eram Scientific Solutions Pvt. Ltd. is a Technology Research and Development Company, positioned in a niche market for developing utility electronics, alternative energy, embedded systems, etc. The remarkable projects of the Company are in the sanitation front and the safety and security market with Delight, the Automated Public Toilet and inE, the home and personal security system. These projects are in pace with the changing scenario of an ever-connected, ever mobile world.

Delight, the automatic public Toilet Unit developed by ESS is intended to improve the sanitation facilities in urban geographies especially in developing nations. The unit has a unique structure that facilitates the display of advertisement boards on its outer surface. This can act as a source for additional income. This can also be a source of income for the people who are given charge of operating a unit.

Delight’s model gives more emphasis on Advertisement revenue whereas the only income is in the form of coins in the traditional public toilet.

Delight is the outcome of a unique convergence of electronics-web-mobile technologies. The main advantage is that Delight is a highly cost-effective mechanism to ensure proper public sanitation facility in highly populated regions. It is also highly durable with the average life span of a unit estimated to be around 7-10 years. The deployment of such units will also provide employment opportunities for many. This will help many people to earn their livelihood. With its inbuilt features, Delight offers quality sanitation facilities to the common man.

The unit will be located in places where huge population frequents. This location advantage will ensure the attention of the crowd on the scrolling and revolving ads on the unit. A good volume of revenue can be generated in this manner. The unit will provide approximately 500 to 2000 sq. ft. area for advertisement display.

In India, Delight is receiving overwhelming response from the market. This has already been implemented in Delhi, Kozhikode, various tourism locations in Kerala State. Chennai Corporation, Railways, State owned Transport Departments are a few to order the system. Company is also discussing with leading NGOs and Corporates to set up the units as the part of their social responsibility funds. Company is all set to roll out 10000 units of Delight in the next financial year.

The unit has adopted a sleek design which gels perfectly with the ambience of a metropolitan city. The modular design, trendy and cozy exteriors and contemporary interiors of the unit are bound to get the appreciation of both the natives of the country and also the tourists.

The unit has adequate safety and security features to ensure the protection of its users, especially of women and children. Moreover the units are manned by authorized personnel to check any illicit access or intrusions.

Download and Know More
Delight Brochure
Technical Specification
Imperial Model
Sanitation Gap
Delight Presentation
 Green Technologies 
Delight is in total, a Green, futuristic step forward in the public sanitation front by saving valuable resources such as water, electricity and managing the waste through effective and efficient sewage treatment techniques. Delight also comes with a Bio Membrane Reactor that helps to recycle the water and reuse it for flushing and platform cleaning. Delight can be connected to solar panel for meeting its electricity requirements. Company is also working with government and various research institutions for developing solutions to protect water, preserve nature, generate alternate energy as well.
 Public sanitation and cleanliness at its best!!!!
Unique Features
Built-up Space
Unique, compact and easily portable system. Requires just 45 sq.ft (4.18 sq.m) of space to install the unit. Total internal area is 15 sq.ft.(1.39 sq.m) with a total height of 10 feet. Total advertisement area can be between 500 to 1000 sq.ft (46.45 to 92.90 sq.m) of space.
Automatic Payment Collection
Coin Validator is capable of accepting any coins which can be programmed in the unit. Denominations will be accepted.
Automatic Doors
Coin insertion act as triggers to open the door of the unit. Additional physical lock, also available, for extra safety.
Automatic Washing Mechanisms
Three automatic washing mechanisms inside the unit,
Pre- flush system
Equipped to flush 100 ml of water to wet the closet surface, so as to maintain the closet clean, before each use.
 After Use flush
Even if the user does not flush the toilet after use, the unit has its own system to flush and clean the closet. If the user flushes the toilet, the back-up flush system will not function.
 Underneath floor washing
In certain models, mud and other dust particles that go underneath the platform can be flushed once in two days or daily. Frequency of usage can be programmed as per the user traffic in the location.
 Water Conservation Techniques
For usages less than 3 minutes, system will flush only 1.5 liters of water assuming, it is the usage for urinal. For usages more than 3 minutes, 4 liters of water is flushed. Hence, total water usage per user will not exceed 4 liters, which will smartly conserve water.
 Power mechanism
Normal 230 V AC power mechanism. Power backup as per the requirement of the region. Inadequate availability of water or power will prompt to close the unit, well in advance.
 Water Management
Water tank to store 500 liters or more from the supply sources. Alternatively, a motor to pump the water from other sources is also available. Motor will work only when the tank is empty and will shut down automatically after the usage.
 GPRS enabled Controls
GPRS enabled system to control the unit from remote location, which include remote opening and closing of unit, daily collection monitoring, and check units’ health status through a web application or through mobile phones.
 Solar Panel (Additional feature)
Solar panels can be connected to generate and add on to the normal powering systems.
 Unique income generation model
Advertisements and daily collections, as lucrative revenue generation sources.
 Attaching Bio Membrane Tank and Water recycling unit (Additional feature)
In the areas where drainage tank facility is not available Delight can provide a Green Eco Friendly solution to manage the waste and its disposal.
 Ensuring Public Safety.
Public Safety is completely ensured in the unit. Entry to outside from the system is manual; a person can come outside any time using the normal door handle.
 Theft protection (Additional feature)
Unit can also incorporate unique theft protection and alarm system that would safeguard the unit from vandalism.
 Do you like to know more about this product or interested to implement near you, please feel free to contact

Thursday 8 November 2012

Individual wealth to double in 4 years:Karvy report.



Total individual wealth in India is expected to nearly double to Rs 179 lakh crore by FY-16 from the current Rs 92.26 lakh crore. This wealth is expected to increase on account of existing wealth giving returns on investment and additional wealth invested from household savings, said the India Wealth Report by Karvy Private Wealth. Direct equity is expected to be the largest asset class followed by insurance and fixed deposits and bonds. In FY-12, Indian wealth in equities is 27.39 per cent, a decrease from 31.80 per cent in FY-11. Indian wealth in debt has increased to 72.35 per cent ( 67.86 per cent). However, alternate asset classes have shrunk by 17 per cent over the last year. Within this asset class, gold, real estate and private equity have grown significantly. India Wealth Report, however, expects alternate assets to grow more than 3 times by FY-17.
Households in the Ultra High Net Worth Individuals segments and mass affluent household segment account for 60 to 70 per cent of the entire wealth held by individuals.

Wednesday 7 November 2012

CLERICAL CADRE RECRUITMENT 2012-13


Recruitment of Clerical Cadre – 2012-2013
The Karur Vysya Bank Limited, a leading Private Sector Bank in India
invites online applications for appointment of Clerical cadre from the
qualified candidates who have a valid score card issued by IBPSCWE.
Opening Date of Online Registration 07.11.2012
Last Date of Online Registration 21.11.2012
Payment of Application Fees 07.11.2012 to 21.11.2012
Eligibility Criteria
01.Academic Qualification : As on 30.09.2012
Any Bachelor degree (10 + 2 +3 pattern) in Second class (with 50% and above marks in aggregate)
- From a recognized University in India or any equivalent qualification recognized as such by
Central Government. (Qualification obtained through Correspondence and Open University
are not eligible)
Computer Knowledge: Minimum three months computer course for Non-computer
graduates.
02.Age Limit: As on 30.09.2012
For Graduates: :Minimum 21 years and not more than 28 years as on 30.09.2012
(Relaxation of 5 years for SC/ST candidates)
For Post Graduates / Double Degree Graduates:
Minimum 21 years and not more than 30 years as on 30.09.2012
(Relaxation of 5 years for SC/ST candidates)
03. Application Fee ( Non-Refundable )
For All Candidates (Except SC/ST) Rs.250/-
For SC/ST Candidates Rs.100/-
Contd..2
- 2 -
Requisite Application Fee may be paid
1. By Cash : At any of the Branches of The Karur Vysya Bank Limited, by means of a
Payment challan as per the format given on the Bank’s website.
2. Through NEFT (NATIONAL ELECTRONIC FUNDS TRANSFER) at any Bank branch
i. Account No. 1101351000000947
ii. Account Name: “KVB-RECRUITMENT PROJECT”
iii. IFSC Code: KVBL0001101
iv. Bank: The Karur Vysya Bank Limited, Central Office, Karur
3. Demand Drafts, Cheques, Money Orders, Postal Orders, Pay Orders, Banker’s Cheques,
postal stamps, etc., will not be accepted
4. The payment towards application fee by CASH (KVB) / through NEFT Payment can be
made between 07.11.2012 and 21.11.2012.
5. The KVB Fee payment challan / NEFT Receipt contains two parts. The first part will be
retained by the Branch. The candidate’s copy of the fee payment challan/ NEFT receipt
must be retained with the candidate after the necessary details such as Voucher number /
NEFT UTR No., Branch Code etc. are filled in by the bank official. At the time of
Personal Interview, candidates need to submit the original fee payment receipt i.e.
KVB CASH PAYMENT Challan / NEFT Receipt. Without original Cash Payment challan /
NEFT receipt the candidate WILL NOT BE ALLOWED to appear for interview. Candidates
are advised to keep a photocopy of the fee payment for future use.
6. Application once made will not be allowed to be withdrawn and fee once paid will NOT
be refunded under any circumstances nor can it be held in reserve for any other future
selection process.
04. Mode of Selection :
IBPS SCORE CARD (CWE) : Candidates who are having valid score card with 125 marks and above
obtained in Common written Examination for Recruitment of Clerical cadre conducted by IBPS in
2011 can apply.
Depending upon the number of vacancies, the Bank reserves the right to call only those
candidates who have sufficiently high IBPS score in the stipulated Common Written
Examination for Interview.
Eligible candidates will be called for Personal Interview (Date of Interview and Venue will
be informed by the Bank to the individual candidates through e-mail only)
05. EMOLUMENTS: - As per IBA Norms
06. PROBATION PERIOD: 6 months
Contd…3
- 3 -
07. HOW TO APPLY
a) Candidates are required to apply online through website www.kvb.co.in ( careers
page) . No other means/ mode of application will be accepted.
b) Candidates should ensure that their personal email ID (as specified in the online application
form while applying for CWE conducted in 2011) is to be kept active. Bank may send call
letters for interview to the registered e-mail ID.
c) Thereafter, open the link available in careers page “CLERICAL CADRE
RECRUITMENT 2012-13”
d) Payment challan link is available in the careers page of our bank website
www.kvb.co.in
08. General Instructions
(a) Before applying for the post, the candidate should ensure that he/she fulfils the eligibility
and other norms mentioned in this advertisement. Decision of the Bank in all matters
regarding eligibility of the candidate, the stages at which scrutiny of such eligibility is to be
undertaken, the documents to be produced for the purpose of the conduct of Personal
Interview, selection and any other matter relating to recruitment will be final and binding
on the candidate. No correspondence or personal enquiries shall be entertained by the
bank on this behalf.
(b) Mere invitation by the Bank for the Personal Interview shall not imply that the Bank has
been satisfied beyond doubt about the candidate’s eligibility. Candidates who do not
satisfy the eligibility criteria and who do not produce the photocopies as well as the
originals of all the documents required to be submitted and as advised in this notification
as well as in the Interview call letter, for any reason, whatsoever, shall not be permitted to
participate in the Personal Interview, even though they may have obtained the desired
level of score in the Written examination and have been called for interview.
(c) Mere eligibility will not vest any right on the candidates for being called for Interview.
Bank’s decision in the matter of selection will be final. In case it is detected at any stage of
recruitment that a candidate does not fulfill the eligibility norms and/or that he/she has
furnished any incorrect/false information/certificate/documents or has suppressed any
material fact(s), his/her candidature will stand cancelled. If any of these shortcomings
is/are detected even after appointment, his/her services are liable to be terminated.
(d) Eligible candidates will be called for Personal Interview and they should appear for
interview at their own expenses/cost at places / dates notified by the Bank.
(e) Candidates selected for appointment will be on probation for 6 months.
(f) Candidates are selected are liable to be placed in any place in India as per the
administrative requirements and discretion of the Bank.
(g) Appointment of selected candidates is subject to his/her being declared medically fit as
per the requirement of the Bank. Such appointment will also be subject to the Service &
Conduct Rules of the Bank.
*********
Key word:CLERICAL CADRE RECRUITMENT 2012-13in KVB

Sunday 4 November 2012

Solar Powered ATM.


Now a days it is most important and useful one,during power cut period and also it is very useful for people who lives in remote areas where electric line was not installed so far.It plays key role in power saving thereby reducing cost for electric charges.

IndusInd Bank plans to triple the number of solar-powered ATMs in its network in the next two years, Romesh Sobti, Managing Director & Chief Executive Officer, has said.

Plans are afoot to increase the bank's overall ATM network strength to 1,500 ATMs in 2 years, of which at least one-fifth would be solar-powered, Sobti told Business Line on the sidelines of an event here.

Currently, IndusInd Bank has 750 ATMs, of which 100 are solar-powered.

"We are the only bank in the country to have solar powered ATMs. Every solar powered ATM is 20 per cent more expensive (than normal). Over 10 years, it is economically viable," he said.

He pointed out that corporate social responsibility has sustainability elements and saw solar powered ATMs as part of this effort.

Sobti was in the Capital for the launch of a unique platform "Treasures of Rajasthan", which is being brought to the Capital by the Maharaja Sawai Man Singh II Museum Trust.

IndusInd Bank is sponsoring the first edition of this exposition, which will showcase heritage and boutique travel destinations along with exquisite crafts of Rajasthan.
Keywordssolar technology,IndusInd BankIndusInd Bank ATMsIndusInd Bank solar powered ATMs.

Sun day tips-04/11/2012

 Buy on Monday  and earn 08% profit with in 10 trading session with stocks recommended below:-
1.Amar remedy=Rs 38.45,
2.ITC=Rs 285.00
2.Sakthi Sugar=Rs 31.00.


Saturday 3 November 2012

City Union Bank Ltd-rights issue.



City Union Bank Ltd (CUB) has announced a rights issue at one new share for every four equity shares held in the company at Rs 20 a share. The price includes a premium of Rs 19 a share.

The record date for the rights issue has been fixed as November 23.

According to a press release from the company, “for the first time in the industry”, the bank has reserved a portion of the issue for its employees.

3% RISE IN PROFIT

The bank has posted a 3.8 per cent growth in net profit at Rs 80.42 crore for the quarter ended September 30, 2012, against Rs 77.5 crore in the comparable quarter in the previous year.

Total income was at Rs 596 crore (Rs 460.24 crore).

Gross NPA (non-performing assets) stands at 1.24 per cent and net NPA at 0.60 per cent. Current capital adequacy ratio is at 13.26. Book value a share stands at Rs 34.14.

The bank’s shares closed the week on Friday at Rs 59.70 from the previous day’s close of Rs 58.75 on the BSE..
Key word:City Union Bank Ltd-rights issue.